1   INTRODUCTION & METHODOLOGY   1.1   What does this report cover?   1.2   Methodology   1.3   Limitations   1.4   Extensions2   ASSET-LABOR RATIOS & BENCHMARKS   2.1   Overview   2.2   Asset Definitions   2.3   Human Resources to Assets: 2002   2.4   Competitive Gaps: Labor-Asset Ratios   2.5   Key Percentiles and Rankings3   LIABILITY-LABOR RATIOS & BENCHMARKS   3.1   Overview   3.2   Liabilities and Equity Definitions   3.3   Human Resources to Liabilities: 2002   3.4   Competitive Gaps: Labor-Liability Ratios   3.5   Key Percentiles and Rankings4   INCOME-LABOR RATIOS & BENCHMARKS   4.1   Overview   4.2   Income Statement Definitions   4.3   Human Resources to Income: 2002   4.4   Competitive Gaps: Labor-Income Ratios   4.5   Key Percentiles and Rankings5   DISCLAIMERS, WARRANTEES, AND USER AGREEMENT PROVISIONS   5.1   Disclaimers & Safe Harbor   5.2   ICON Group User Agreement Provisions   5.3   Financial Glossaries: Bibliography